BankID (Norway)

BankID is a Norwegian electronic identification system used for online authentication and digital signing. It's a widely adopted method for accessing online services, including banking, government portals, and various private sector applications. BankID provides a high level of security and is considered a cornerstone of Norway's digital infrastructure. The system is operated by a consortium of major Norwegian banks.

Functionality

BankID utilizes a variety of authentication methods, typically involving a combination of something the user knows (a PIN), something the user possesses (a mobile device or card reader), and something the user is (biometric authentication, such as fingerprint or facial recognition). These factors work together to verify the user's identity. Users receive a BankID on a mobile device (app), a card reader, or both, depending on their chosen level of security and the requirements of the service they are accessing.

The system allows users to digitally sign documents and transactions, providing legal validity equivalent to a handwritten signature. This eliminates the need for physical paperwork and streamlines numerous processes.

Security

BankID's security is built on strong cryptographic methods and robust authentication protocols. The system is regularly updated to address potential vulnerabilities and maintain its high security standards. The banks operating BankID invest heavily in security measures to protect against fraud and unauthorized access.

Adoption and Usage

BankID is deeply integrated into the Norwegian digital society. A vast majority of online services requiring strong authentication utilise BankID, making it an indispensable tool for individuals and businesses in Norway. Its widespread adoption has greatly contributed to the country's high levels of digitalization and efficiency in various sectors.

Alternatives

While BankID is the dominant electronic identification system in Norway, alternative solutions exist, though they are generally less widely used. These alternatives often cater to specific needs or user groups.

See also

• Electronic identification
• Digital signature
• Digital identity