BNG Bank

BNG Bank (formerly known as Bank Nederlandse Gemeenten) is a Dutch bank that focuses on providing financial services to municipalities, housing associations, healthcare institutions, and educational institutions in the Netherlands. It operates as a promotional bank, aiming to support public policy objectives by offering loans, investments, and other financial products at favorable terms.

BNG Bank is wholly owned by Dutch municipalities and the Dutch State. Its mandate is to contribute to sustainable development and public services within the Netherlands by providing affordable financing for projects related to housing, infrastructure, healthcare, education, and other public sector initiatives. The bank plays a significant role in supporting the financial stability of local governments and promoting investments that benefit the Dutch society.

The bank adheres to strict lending criteria and risk management practices. As a promotional bank, BNG Bank operates on a not-for-profit basis, meaning its profits are primarily used to further its mission of supporting public sector activities. Its funding is primarily sourced from the capital markets, where it issues bonds and other debt instruments.