JCB (credit card company)

JCB is a major global payment brand and credit card issuer based in Japan. Established in 1961, JCB (formerly Japan Credit Bureau) has grown to become one of the dominant card payment networks in Asia and is increasingly expanding its presence worldwide through partnerships with financial institutions and merchants.

The company offers a range of credit card products and services, including standard credit cards, premium cards with enhanced benefits, and prepaid cards. Beyond card issuance, JCB also functions as a payment processor, enabling merchants to accept JCB cards both online and in physical stores.

JCB differentiates itself through its focus on customer service and a commitment to expanding its acceptance network globally. Key to its global strategy are alliances and partnerships with other payment networks, such as Discover in the United States, allowing JCB cardholders to use their cards at locations that accept those partner networks. These strategic collaborations facilitate international spending for JCB cardholders and increase acceptance points for the JCB brand.

JCB is publicly traded on the Tokyo Stock Exchange. It plays a significant role in the financial services industry, contributing to the growth of electronic payments and facilitating commerce both within Japan and internationally.