Coya AG

Coya AG (now known as ELEMENT Insurance AG) was a German digital insurance company. Founded in 2016 and headquartered in Berlin, Coya offered various insurance products, including home contents, liability, and bicycle insurance, directly to consumers through a mobile app and website. Coya aimed to modernize the insurance industry by leveraging technology and data analytics to provide personalized and transparent insurance solutions.

The company was known for its focus on user experience, offering a fully digital onboarding process, policy management, and claims handling. Coya also emphasized flexibility, allowing customers to adjust their coverage and cancel policies easily.

In 2022, Coya AG was acquired by ELEMENT Insurance AG. The Coya brand was phased out, and its technology and customer base were integrated into ELEMENT's operations. While Coya AG no longer exists as an independent entity, its initial focus on digital insurance and customer-centricity influenced the broader insurtech landscape in Germany.