MoneyPass

MoneyPass is a surcharge-free ATM network primarily in the United States. It allows cardholders of participating financial institutions to withdraw cash from ATMs within the network without incurring surcharge fees typically charged to non-customers. MoneyPass is owned and operated by U.S. Bank subsidiary Elan Financial Services.

The network is composed of thousands of ATMs located in retail locations, convenience stores, and bank branches across the country. The key benefit for consumers using MoneyPass ATMs is the avoidance of surcharges, offering a more cost-effective way to access their funds. Participating financial institutions benefit from offering surcharge-free access to their customers, which can enhance customer loyalty and potentially attract new customers.

Cardholders can typically identify MoneyPass ATMs through signage or by using the MoneyPass ATM locator, available online and through mobile applications. To use a MoneyPass ATM surcharge-free, a cardholder must have a debit or ATM card issued by a financial institution that participates in the MoneyPass network.