Vern Fonk

Vern Fonk is a brand name used by American Reliable Insurance Company for its line of non-standard auto insurance products, primarily marketed in the Pacific Northwest region of the United States. Vern Fonk insurance caters to drivers who may have difficulty obtaining insurance coverage from standard providers due to factors such as poor driving records, SR-22 requirements, or other circumstances. The brand is known for its distinctive and often humorous advertising campaigns.

American Reliable Insurance Company is a subsidiary of Assurant, Inc.