Ramp (company)

Ramp is a financial technology company offering corporate cards and expense management software. Founded in 2019, Ramp aims to provide businesses with tools to control spending, automate expense reporting, and gain real-time insights into their finances. Its core offering is a corporate credit card that integrates with its expense management platform.

Ramp's key features often include:

• Corporate Cards: Physical and virtual cards for employees, with built-in spending controls and limits.
• Expense Tracking: Automated expense reporting and reconciliation through integrations with accounting software.
• Real-Time Reporting: Dashboards and analytics providing visibility into company spending patterns.
• Vendor Management: Tools for managing subscriptions and recurring expenses.
• Bill Payments: Functionality for paying invoices and managing vendor relationships.
• Travel Management: Integrations to help manage travel expenses.

Ramp positions itself as a platform that helps businesses save money and time by streamlining financial processes. The company competes with other players in the corporate card and expense management space, such as Brex, Divvy (acquired by Bill.com), and traditional banking institutions. Its focus on automation and real-time data is intended to provide a more efficient alternative to traditional expense management methods.