Certegy

Certegy was a payment risk management company specializing in providing check risk management, debit/credit card processing, and customer loyalty solutions to retailers and financial institutions. The company's primary focus was on minimizing fraud and payment-related losses for its clients.

Certegy operated in various sectors, including retail, financial services, and telecommunications. Their services included check authorization and guarantee, electronic funds transfer (EFT) processing, credit and debit card processing, prepaid card programs, and loyalty program management. They leveraged proprietary databases and advanced analytics to assess risk and facilitate secure payment transactions.

In 2006, Certegy was acquired by Fidelity National Information Services (FIS). Following the acquisition, Certegy's operations were integrated into FIS's payment solutions offerings, effectively ending Certegy as a distinct and independently operating entity. While the Certegy brand is no longer actively used, the technologies and expertise developed under the Certegy name contribute to FIS's broader suite of risk management and payment processing services.