Home Federal Bank is a name that has been used by multiple, distinct banking institutions in the United States. The term does not refer to a single, universally recognized entity, but rather to separate banks that have operated (or continue to operate) under the “Home Federal” brand in various states. The most commonly referenced institutions include:
Home Federal Bank of Oklahoma
- Legal name: Home Federal Bancshares, Inc., a bank holding company.
- Charter: The bank was originally chartered as the Home Federal Savings Association in 1975 and converted to a commercial bank, adopting the name Home Federal Bank, in the early 1990s.
- Headquarters: Oklahoma City, Oklahoma, United States.
- Regulation: It is a state‑chartered bank regulated by the Oklahoma State Banking Department and the Federal Deposit Insurance Corporation (FDIC).
- Services: The bank offers a range of retail and commercial banking products, including checking and savings accounts, consumer and commercial loans, and online banking services.
- Ownership: Home Federal Bancshares, Inc. is a publicly traded holding company listed on the Nasdaq under the ticker symbol “HFBC.”
Note: Specific dates of conversion, asset size, and the exact range of services are based on publicly available filings; where precise figures are unavailable, “Accurate information is not confirmed.”
Home Federal Savings Bank (Kansas)
- Legal name: Home Federal Savings Bank, a state‑chartered savings and loan institution.
- Headquarters: Emporia, Kansas, United States.
- Regulation: Regulated by the Kansas Office of the State Bank Commissioner and the FDIC.
- Services: Provides residential mortgage lending, home equity loans, and deposit accounts.
Accurate information is not confirmed regarding the current operational status of this institution; some sources indicate it may have been acquired or merged with other regional banks.
Other Uses
The “Home Federal” branding has appeared in other regional contexts, including community banks in Texas, Ohio, and Pennsylvania. In many cases, these entities have either rebranded, been absorbed by larger financial groups, or ceased operations.
Common Characteristics
- Community Focus: Institutions bearing the Home Federal name have historically emphasized community‑oriented banking, often targeting residential mortgage financing and local deposit services.
- Regulatory Oversight: All such banks operating in the United States are subject to FDIC insurance and state‑level banking supervision.
See Also
- Home Federal Bancshares, Inc. – The holding company associated with the Oklahoma‑based Home Federal Bank.
- List of banks in the United States – Comprehensive directory of U.S. banking institutions.
References
- Federal Deposit Insurance Corporation (FDIC) Institution Directory (publicly accessible database).
- Securities and Exchange Commission (SEC) filings for Home Federal Bancshares, Inc. (Form 10‑K, Form 10‑Q).
- State banking department records for Oklahoma and Kansas.
Accurate information is not confirmed for any specific Home Federal Bank entity that does not have publicly filed regulatory or corporate documentation.